The trend of young people in Japan resorting to 50-year home mortgages is gaining ground. Due to soaring real estate prices and stagnant wages, Japanese youth find these long-term loans a feasible way to own their homes. The trend has sparked concerns among financial experts on the broader economic implications and the financial future of the younger generation.

In Japan, owning a home is considered a sign of stability, and despite the economic burden, many young people are opting for long-term financial commitments. Japan's low-interest rates, coupled with longevity and social norms valuing property ownership, contribute to this trend. Matters of long-term financial stability and constraints on future spending or investment are significant concerns among people.

In contrast, in the US or EU, mortgage terms typically last around 15 to 30 years. Long-term loans extending up to 50 years are infrequent due to a different financial culture emphasizing shorter loan periods and quicker ownership. Long-term financial commitments like these are viewed with more caution, considering their implications for future financial freedom.