A number of cars in a parking lot in Japan have been submerged due to heavy rainfall. Concerns are now mounting over how compensations will be handled. This comes amid unprecedented heavy rainfalls, leaving car owners scrambling to salvage their automobiles. Questions on who bears the responsibility and how compensations will be processed are currently the subject of much debate.

In Japan, car owners are typically required to insure their vehicles. Should the inundation be declared a natural disaster, government assistance may be sought. However, many are uneasy as grey areas exist for insurance claims in such scenarios. The Japanese public are following the situation closely, perhaps driven by their own concerns over the increasing frequency of extreme weather events.

In the US or EU, there are similar procedures for insurance claims in the instance of flood-damaged vehicles. Insurance companies generally cover flood damage under comprehensive coverage, although many car owners may find themselves underinsured for such catastrophic hazards. As climate change intensifies and the frequency of severe weather events increases, these insurance issues have also become more significant in the West.